privacy policy - my ajo cycle

introduction

my ajo cycle (operated by cyclesave ltd, a uk-registered company) is committed to protecting your privacy. this privacy policy explains how we collect, use, store, and share your personal information when you use our rotational savings platform.

key points:

we never hold your funds only coordinate payments between you and your group
we collect minimal data necessary for verification and payment facilitation
your data is protected under uk gdpr and data protection act 2018
you have full control over your data (access, correction, deletion)

1. information we collect

we collect information necessary to provide our services, verify your identity, and comply with uk regulations. this includes account registration details, identity verification documents, bank verification via open banking, and payment activity data.

2. how we use your information

we use your data to facilitate group creation, payments, verification, calculate trust scores, meet uk legal requirements, and communicate important updates. we do not sell your data to third parties or use it for targeted advertising.

3. your rights under gdpr

you have the right to access, correct, delete, and export your data. you can also object to processing and withdraw consent for marketing communications at any time.

4. contact us

for privacy-related questions or to exercise your rights, email: privacy@myajocycle.com

note: this is a placeholder privacy policy. before launch, this page must be reviewed and approved by a legal professional to ensure full gdpr compliance.